FAQ’s

Answers to common questions about our services.

Generally Asked Question​

Here are some frequently asked questions and their respective answers.

To gratify your particular needs, we provide a wide range of insurance services, such as life insurance, immediate annuities, indexed annuities, Medicare MAPD, and dental insurance.

If you are of age 65 or above and you have a qualified disability, then you can easily qualify for the medicare MAPD.

Medicare MAPD combines prescription medication, hospital, and medical coverage into a single plan, including extra benefits like dental, vision, and hearing care.

Life insurance can lock in lower premiums at a young age and give your loved ones financial stability in case of an emergency, even if you are young and healthy.

Permanent life insurance protects you for your whole life and may have a cash value component, whereas term life insurance offers coverage for a preset amount of time (such as 10, 20, etc.).

Instant annuities offer lifetime financial stability by ensuring income as soon as you make a lump sum payment.

Indexed annuities are easy to avail and a secure retirement option because they provide growth opportunities linked to a market index, along with the added advantage of protection from market downfalls.

Dental insurance covers the basic dental procedures, such as fillings, cleaning, and root canals; however, it also covers some sophisticated procedures, as well, depending on your plan.

It is generally affordable, but it depends on the coverage plan you have chosen. It is affordable when it comes to the cost of paying directly from the pocket without any insurance.

Yes, a lot of insurance plans allow changes, like adding more benefits or changing coverage, specifically during open enrollment periods. We can help you weigh your options.